At Hayward, Parker & O’Leary, Esqs., experienced bankruptcy lawyer Michael O’Leary, Esq. has over 30 years of concentrated experience representing individuals and small businesses in bankruptcy and foreclosure matters in New York State.  The City of Middletown, New York is located in the central portion of Orange County NY and has a population of approx. 30,000, making it the most populated city in Orange County.  Middletown NY is bordered by the Town of Wallkill, having a population of approx. 29,000, and the Town of Wawayanda, having a population of approx. 7,000.  It is located almost midway between Orange County’s two other cities, Newburgh NY and Port Jervis NY, very near where Interstate 84 and NY State Route 17 intersect.  Middletown was incorporated as a Village in 1848, and later incorporated as a City in 1888.  Middletown NY can be reached from New York City by bus service provided by Coach USA and Short Line, and there is a Metro-North Railroad station just outside the city limits providing rail service to neighboring counties and communities, including New York City via a transfer at Secaucus, New Jersey.   Many of the clients represented by the attorneys at Hayward, Parker & O’Leary over the past 30 years have resided in Michael O’Leary’s hometown of Middletown, New York and the townships surrounding it.

Our Middletown NY Bankruptcy Practice

 Michael O’Leary, Esq., and the law firm of Hayward, Parker & O’Leary, take pride in the strong reputation they have cultivated and developed over the past 30+ years through their successful representation of many clients dealing with foreclosure and other instances of overwhelming debt.  The long-term client relationships that have been formed over the many years are the product of strict attention not only to the details of the law, but also to the details of the clients’ lives and particular financial circumstances.  Hayward, Parker & O’Leary does not take a “one size fits all” approach to the problems and concerns of their clients.

A bankruptcy filing, under either Chapter 7  or Chapter 13, is not always an appropriate solution for the financial problem presented by a client.  The threshold question of “What should we do?” is explored in detail by the client and local bankruptcy attorney Michael O’Leary at an Initial Consultation, which is very in-depth and is critical to flushing out the various issues that will have to be dealt with, as well as being the first step in the development of a robust attorney-client relationship upon which the effective representation of the client will take shape. If bankruptcy does not appear appropriate for the client, alternatives to bankruptcy will be discussed. The Initial Consultation can either be held via an in-person meeting or a (lengthy) telephone call with the prospective client.  This Law Office has a marked preference for an in-person meeting, viewing it as the most effective forum to exchange information and ideas that will be important to the handling of the case.  However, Mr. O’Leary is cognizant of the time demands facing some prospective clients and will participate in a telephonic Initial Consultation if circumstances require.

At the Initial Consultation your questions will be answered and basic information about the different types of bankruptcy available in New York will be provided.  A recommendation will be made by bankruptcy lawyer Michael O’Leary as to the best way to proceed forward, and the path toward achieving the client’s financial goals will be charted.

Calling 845-343-6227 to schedule a free consultation with experienced bankruptcy lawyer Michael O’Leary can be your first step toward achieving debt relief and financial recovery.